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    Wells Fargo sued over alleged modern-day redlining practices
    rustypayton
    • Mar 29
    • 2 min

    Wells Fargo sued over alleged modern-day redlining practices

    Wells Fargo sued over alleged modern-day redlining practices. It says claim reflects the bank's "sordid history of racial bias"
    1 view0 comments
    Does refinancing a mortgage impact your credit score?
    Payton Legal Group
    • Mar 22
    • 4 min

    Does refinancing a mortgage impact your credit score?

    Does refinancing a mortgage impact your credit score? Ways to help your credit score
    1 view0 comments
    Wells Fargo faces probe over alleged discriminatory refinancing practices
    Payton Legal Group
    • Mar 20
    • 2 min

    Wells Fargo faces probe over alleged discriminatory refinancing practices

    Wells Fargo faces probe over alleged discriminatory refinancing practices
    1 view0 comments
    Mortgage default risk increases as refi boom nears an end
    Payton Legal Group
    • Nov 24, 2021
    • 1 min

    Mortgage default risk increases as refi boom nears an end

    The lifetime default risk of US-backed mortgages rose in the second quarter of 2021.
    1 view0 comments
    US banks hit by new rules over cyber incidents
    Payton Legal Group
    • Nov 23, 2021
    • 1 min

    US banks hit by new rules over cyber incidents

    Banks must report major cyberattacks to regulators within 36 hours if the incident is likely to disrupt their business.
    1 view0 comments
    Mortgage boom drives biggest jump in household debt since 2013
    Payton Legal Group
    • Aug 4, 2021
    • 2 min

    Mortgage boom drives biggest jump in household debt since 2013

    US household debt rose at the fastest pace since 2013 in the second quarter.
    1 view0 comments
    MBA announces support for a plan to close the racial homeownership gap
    Payton Legal Group
    • Jun 22, 2021
    • 1 min

    MBA announces support for a plan to close the racial homeownership gap

    The Mortgage Bankers Association has announced its support for the Black Homeownership Collaborative’s plan to boost Black Homeownership.
    2 views0 comments
    Forbearance share dips as re-entries increase
    Payton Legal Group
    • Jun 4, 2021
    • 1 min

    Forbearance share dips as re-entries increase

    Forbearance re-entries increased to almost 5.6%.
    1 view0 comments
    Biden to reverse Trump changes on bank antidiscrimination law
    Payton Legal Group
    • May 20, 2021
    • 3 min

    Biden to reverse Trump changes on bank antidiscrimination law

    The Biden Admin. said it will repeal changes made by the Trump Admin. to a law aimed at stopping banks from discrimination.
    3 views0 comments
    Complaints hit record levels – CFPB
    Payton Legal Group
    • May 10, 2021
    • 2 min

    Complaints hit record levels – CFPB

    Mortgage customers aren’t happy – in fact, the last time they were this unhappy was April 2018.
    1 view0 comments
    U.S. Foreclosure Activity Continues To Increase Despite Government Moratorium
    Payton Legal Group
    • May 1, 2021
    • 3 min

    U.S. Foreclosure Activity Continues To Increase Despite Government Moratorium

    Foreclosure Activity Increases 9 Percent in First Quarter of 2021; Foreclosure Starts Increase 3 Percent From Last Quarter.
    3 views0 comments
    Can the CFPB's new forbearance rules prevent a foreclosure crisis?
    Payton Legal Group
    • Apr 8, 2021
    • 3 min

    Can the CFPB's new forbearance rules prevent a foreclosure crisis?

    Can the CFPB's new forbearance rules prevent a foreclosure crisis?
    2 views0 comments
    The $50 billion race to save America’s renters from eviction
    Payton Legal Group
    • Apr 8, 2021
    • 5 min

    The $50 billion race to save America’s renters from eviction

    With judges ruling against a federal eviction ban, pressure mounts on the Biden administration to distribute billions in aid to renters.
    4 views0 comments
    US consumer watchdog eyes rules to prevent foreclosures
    Payton Legal Group
    • Apr 6, 2021
    • 1 min

    US consumer watchdog eyes rules to prevent foreclosures

    The Consumer Financial Protection Bureau said Monday it is considering new rules aimed at averting a wave of foreclosures.
    1 view0 comments
    February’s housing starts are bad news for the housing market
    Payton Legal Group
    • Mar 19, 2021
    • 2 min

    February’s housing starts are bad news for the housing market

    February’s housing start numbers have been disappointing for the housing market.
    1 view0 comments
    US mortgage rates hit highest level in nine months
    Payton Legal Group
    • Mar 19, 2021
    • 1 min

    US mortgage rates hit highest level in nine months

    US mortgage rates climbed for the fifth consecutive week following the Fed’s announcement on Wednesday.
    2 views0 comments
    What does $1.9 trillion in stimulus mean for housing, mortgage?
    Payton Legal Group
    • Mar 19, 2021
    • 3 min

    What does $1.9 trillion in stimulus mean for housing, mortgage?

    The Biden Administration’s $1.9 trillion stimulus package has been signed into law
    5 views0 comments
    Why Hawaii and Nevada had the largest delinquency spike in December
    Payton Legal Group
    • Mar 10, 2021
    • 1 min

    Why Hawaii and Nevada had the largest delinquency spike in December

    Why Hawaii and Nevada had the largest delinquency spike in December
    3 views0 comments
    Why Black homeownership rates are 35% behind whites
    Payton Legal Group
    • Mar 3, 2021
    • 3 min

    Why Black homeownership rates are 35% behind whites

    New analysis from personal finance company NerdWallet has found that while homeownership rose to 75% among white Americans in 2020, only 44%
    2 views0 comments
    Household debt reaches US high – driven by mortgages
    Payton Legal Group
    • Feb 18, 2021
    • 2 min

    Household debt reaches US high – driven by mortgages

    US credit-card balances fell by the most on record last year even as households increased their total debt by taking on new mortgages.
    1 view0 comments
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    © 2021 Payton Law Group

    ​

    Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. We are a debt relief agency. We help people file for relief under the bankruptcy code.  Attorney Rusty Payton and Payton Legal Group LLC are responsible for the content of this site.  Attorney Rusty Payton is licensed to practice law by the Supreme Court of Illinois and by the United States District Court for the Northern District of Illinois and the United States Bankruptcy Court for the Northern District of Illinois. The Supreme Court of Illinois does not recognize certifications of specialties in the practice of law. Certification is not a requirement to practice law in Illinois. 

    ​

    Attorney Rusty A. Payton has practiced in Chicago for the last thirty years. He is an honors graduate of the Ohio State University and the Ohio State College of Law. His practice areas are centered around helping people and businesses with some of the most important aspects of their financial lives. Buying a home, signing a lease, getting a security deposit back, forming a new business, filing bankruptcy, negotiating debt relief, dealing with foreclosure or working with a mortgage lender to modify a loan or perform a short sale - these are all common aspects of the firm's practice.

    Mr. Payton's overriding concern is to always match his clients' goals with the best and most practical legal solution.  He does this by listening, communicating and employing legal strategies and remedies that suit the particular client situation. He understands that every client brings a unique set of facts and circumstances to the table.  His work on behalf of all clients is just as personal.  At our firm, clients are treated with the utmost respect, and their legal needs are met with exceptional attention to detail, understanding and professionalism.