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    Wells Fargo sued over alleged modern-day redlining practices
    rustypayton
    • Mar 29
    • 2 min

    Wells Fargo sued over alleged modern-day redlining practices

    Wells Fargo sued over alleged modern-day redlining practices. It says claim reflects the bank's "sordid history of racial bias"
    1 view0 comments
    Mortgage delinquency rates increase after nine months
    rustypayton
    • Mar 27
    • 1 min

    Mortgage delinquency rates increase after nine months

    Mortgage delinquency rates increase after nine months. The number of serious delinquencies are no cause for concern, however
    0 views0 comments
    Does refinancing a mortgage impact your credit score?
    Payton Legal Group
    • Mar 22
    • 4 min

    Does refinancing a mortgage impact your credit score?

    Does refinancing a mortgage impact your credit score? Ways to help your credit score
    1 view0 comments
    Wells Fargo faces probe over alleged discriminatory refinancing practices
    Payton Legal Group
    • Mar 20
    • 2 min

    Wells Fargo faces probe over alleged discriminatory refinancing practices

    Wells Fargo faces probe over alleged discriminatory refinancing practices
    1 view0 comments
    New Jersey man draws nine-year prison stint for mortgage fraud
    Payton Legal Group
    • Mar 12
    • 3 min

    New Jersey man draws nine-year prison stint for mortgage fraud

    A New Jersey man was sentenced on Thursday to 108 months in prison for conspiring to obtain mortgage loans to finance the sale of properties
    2 views0 comments
    California man pleads guilty to mortgage modification scam.
    Payton Legal Group
    • Mar 9
    • 3 min

    California man pleads guilty to mortgage modification scam.

    A California man has pled guilty to operating a multimillion-dollar mortgage modification fraud scheme.
    1 view0 comments
    Highest foreclosure activity since March 2020.
    Payton Legal Group
    • Feb 28
    • 3 min

    Highest foreclosure activity since March 2020.

    Highest foreclosure activity since March 2020. The increase coincides with lifting of CFPB restrictions
    3 views0 comments
    Class action targets RealManage, HomeWiseDocs for 'unconscionable fees' charged to Home owners.
    Payton Legal Group
    • Feb 15
    • 3 min

    Class action targets RealManage, HomeWiseDocs for 'unconscionable fees' charged to Home owners.

    Class action targets RealManage, HomeWiseDocs for 'unconscionable fees' charged to Home owners.
    8 views0 comments
    How many renters and homeowners are missing payments?
    Payton Legal Group
    • Dec 9, 2021
    • 2 min

    How many renters and homeowners are missing payments?

    Renters were three times more likely than homeowners to miss payments in September and October.
    2 views0 comments
    Mortgage default risk increases as refi boom nears an end
    Payton Legal Group
    • Nov 24, 2021
    • 1 min

    Mortgage default risk increases as refi boom nears an end

    The lifetime default risk of US-backed mortgages rose in the second quarter of 2021.
    1 view0 comments
    Citi agrees to racial audit
    Payton Legal Group
    • Oct 25, 2021
    • 3 min

    Citi agrees to racial audit

    Citigroup Inc. became the first Wall Street bank to agree to do a deep dive into its business on racial discrimination.
    1 view0 comments
    What happened to foreclosures after federal moratorium ended?
    Payton Legal Group
    • Sep 11, 2021
    • 2 min

    What happened to foreclosures after federal moratorium ended?

    Report reveals impact of moratorium expiration on foreclosure activity Foreclosure activity spiked 27% month over month and 60% year over...
    2 views0 comments
    Wells Fargo slapped by multi-million fine
    Payton Legal Group
    • Sep 11, 2021
    • 2 min

    Wells Fargo slapped by multi-million fine

    Consumer missteps come back to haunt it Wells Fargo & Co. will pay a $250 million fine after the Office of the Comptroller of the...
    2 views0 comments
    Mortgage boom drives biggest jump in household debt since 2013
    Payton Legal Group
    • Aug 4, 2021
    • 2 min

    Mortgage boom drives biggest jump in household debt since 2013

    US household debt rose at the fastest pace since 2013 in the second quarter.
    1 view0 comments
    CDC delivers verdict on eviction and foreclosure bans
    Payton Legal Group
    • Jun 25, 2021
    • 2 min

    CDC delivers verdict on eviction and foreclosure bans

    Centers for Disease Control extends the nationwide ban protecting tenants who are unable to make rental payment for one final month.
    1 view0 comments
    MBA announces support for a plan to close the racial homeownership gap
    Payton Legal Group
    • Jun 22, 2021
    • 1 min

    MBA announces support for a plan to close the racial homeownership gap

    The Mortgage Bankers Association has announced its support for the Black Homeownership Collaborative’s plan to boost Black Homeownership.
    2 views0 comments
    Forbearance share dips as re-entries increase
    Payton Legal Group
    • Jun 4, 2021
    • 1 min

    Forbearance share dips as re-entries increase

    Forbearance re-entries increased to almost 5.6%.
    1 view0 comments
    What’s the impact of the end of forbearance?
    Payton Legal Group
    • Jun 1, 2021
    • 3 min

    What’s the impact of the end of forbearance?

    On June 30 of this year, the federal forbearance program is set to end.
    1 view0 comments
    Complaints hit record levels – CFPB
    Payton Legal Group
    • May 10, 2021
    • 2 min

    Complaints hit record levels – CFPB

    Mortgage customers aren’t happy – in fact, the last time they were this unhappy was April 2018.
    1 view0 comments
    U.S. Foreclosure Activity Continues To Increase Despite Government Moratorium
    Payton Legal Group
    • May 1, 2021
    • 3 min

    U.S. Foreclosure Activity Continues To Increase Despite Government Moratorium

    Foreclosure Activity Increases 9 Percent in First Quarter of 2021; Foreclosure Starts Increase 3 Percent From Last Quarter.
    3 views0 comments
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    © 2021 Payton Law Group

    ​

    Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. We are a debt relief agency. We help people file for relief under the bankruptcy code.  Attorney Rusty Payton and Payton Legal Group LLC are responsible for the content of this site.  Attorney Rusty Payton is licensed to practice law by the Supreme Court of Illinois and by the United States District Court for the Northern District of Illinois and the United States Bankruptcy Court for the Northern District of Illinois. The Supreme Court of Illinois does not recognize certifications of specialties in the practice of law. Certification is not a requirement to practice law in Illinois. 

    ​

    Attorney Rusty A. Payton has practiced in Chicago for the last thirty years. He is an honors graduate of the Ohio State University and the Ohio State College of Law. His practice areas are centered around helping people and businesses with some of the most important aspects of their financial lives. Buying a home, signing a lease, getting a security deposit back, forming a new business, filing bankruptcy, negotiating debt relief, dealing with foreclosure or working with a mortgage lender to modify a loan or perform a short sale - these are all common aspects of the firm's practice.

    Mr. Payton's overriding concern is to always match his clients' goals with the best and most practical legal solution.  He does this by listening, communicating and employing legal strategies and remedies that suit the particular client situation. He understands that every client brings a unique set of facts and circumstances to the table.  His work on behalf of all clients is just as personal.  At our firm, clients are treated with the utmost respect, and their legal needs are met with exceptional attention to detail, understanding and professionalism.